Introductory Statement

This package has been prepared based on the outlined operating model of the Raqamna platform, and structurally benefiting from practices published on similar Saudi platforms in the field of fractional real estate investment/ownership, with content rephrased to align with Raqamna’s operational mechanism, rather than being a literal copy.

• The investor uses the mobile application solely to manage their account, verify their identity, fund their portfolio, subscribe to opportunities, monitor their holdings, view returns, and participate in relevant voting.
• The control panel is restricted to management, the internal operations team, and the regulatory/supervisory authority within approved authorizations.
• Properties are entered, vetted, opportunities are structured, and their publication is approved from within the platform’s internal operating environment.
• At this stage, the platform relies on a fractional real estate ownership model, with each asset structured into internally traceable numbered shares/units.
• Subscribing to any opportunity requires completing identity verification and eligibility requirements, and activating the payment method/wallet according to operational and regulatory controls.